Loan

Joint Financing
Co-financing is a joint financing joint financing scheme, channeling or asset purchase between Bank Index and Partners, generally a multifinance company or Rural Bank (BPR).

Multifinance

  • Joint Finance is co-financing for small medium-sized businesses by multifinance banks
  • Channeling is a loan provided by a bank to a small micro customer through a multifinance that acts as an agent and does not have the authority to terminate the credit unless it has a power of attorney from the bank
  • Asset purchase is a loan provided from the bank to multi finance for financing to micro and small customers whose credit risk is borne by multifinance
 
Bank Perkreditan Rakyat
  • Joint Finance is a joint financing of Micro, Small and Medium Enterprises l (MSMEs) conducted by banks with BPRs.
  • Channeling is a loan provided by a bank to a small micro-customer through an ACA acting as an agent and has no authority to terminate the credit unless it has obtained a power of attorney from the bank
  • Asset purchase is a loan granted from a bank to an RB in the framework of financing to micro and small customers whose credit risk is borne by the BPR

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