Loan

Export Credit
Fasilitas kredit modal kerja yang diberikan kepada eksportir atau pemasok untuk membiayai kegiatan produksi, pengumpulan dan penyiapan barang dalam rangka ekspor.

Benefit
  • Interest is charged monthly as of the date of loan realization.
  • The interest charged is the effective and floating interest rate (subject to change at any time).
  • Withdrawal of the facility may be made after obtaining the application for a maximum of 5 (five) months from the date of signing with the due date and not exceeding the withdrawal deadline stated in the credit agreement.
  • The term of export credit facility is maximum of 1 (one) year and can be extended.
  • The existence of a sale and purchase agreement for export of goods between the relevant exporter concerned with the buyer abroad (sales contract).
  • The payment or settlement of the facility shall be made on the realization of the export or repayment of the supply or not later than the time the facility is withdrawn due or the expiry of the facility period expires.


Opening Condition
  • Submitting adequate collateral goods
  • The debtor is required to open a checking account.
  • The debtor may be an individual or a business entity.


Required Documents

A. Individual Debtor Candidate :

  • Copy of husband's / wife's ID 
  • Copy of debtor's family card (Kartu Keluarga / KK)
  • Copy of debtor's marriage document
  • Copy of debtor's name changing document (if any)
  • Copy of business legal documents : NPWP, SIUP, TDP, SITU, and License of Nuisance Act 
  • Copy of account statement at least 3 (three) months
  • Copy of Certificate, IMB, Blue Print, last tax payment receipt (PBB) dan AJB of the collateral

B. Prospective Debtor of Legal Entity

  • Copy of managements' ID
  • Copy of Deed of Establishment and its amendments, Decree of the Minister of Justice, State Gazette of the Republic of Indonesia, SIUP, TDP, NPWP, SITU and License of Nuisance Act
  • Copy of account statement at least 3 (three) months
  • Copy of certificate, IMB, Blue Print, AJB and the last tax payment receipt (PBB)

Terms, conditions, fees and other information on this product are subject to change. For further information, please contact Bank Index Call Center phone number (021) 6330055 or please visit the nearest Bank Index office.

 


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Trust Receipt